For SACCOs, microfinance & lenders
Grow members and collect on time, without the spreadsheets.
Kavenacc builds CRMs, member and borrower portals and AI command centers for SACCOs, microfinance institutions and digital lenders in Kenya. Every member enquiry and loan application is tracked to a decision, M-Pesa repayments are matched automatically, reminders go out before due dates, and management sees the portfolio live on one screen.
Sound familiar?
What we hear from SACCOs and lenders across Kenya before they work with us.
Applications lost between branches
Enquiries arrive by phone, WhatsApp and walk-in, and nobody owns the follow-up.
Manual repayment matching
Hours each day matching M-Pesa statements to member accounts, with errors and disputes.
Late reminders, rising arrears
Members are reminded after they default, not before the due date.
Board reports take days
Portfolio at risk, collections and growth figures are compiled by hand every month.
What we build for you
One team, one system, and you own all of it: code, data, domain and accounts.
Member & lead CRM
Every enquiry and application from website, WhatsApp, agents and branches in one pipeline, with owners, stages and follow-up tasks.
M-Pesa repayment automation
Paybill and STK Push repayments matched to the right member and loan automatically, with instant receipts and an exceptions queue.
Reminders and collections
Polite WhatsApp and SMS reminders before due dates, escalation rules for arrears, and a collector worklist.
Portfolio command center
Live dashboard of disbursements, collections, arrears ageing and branch performance, with AI briefings for management.
How it works
Fast, low-risk and measured from day one.
Free strategy call
20 minutes to understand your goals and agree the one result that matters most.
Working prototype or launch
Websites go live in 7 days. AI systems start with a free 7-day prototype on your real data.
Go live and improve
Training, handover and monthly numbers, with a 90-day ROI promise on AI systems.
Recommended packages
Transparent starting prices. Open the estimator to add what you need and get a fixed quote.
CRM & lead management
Member and application pipeline, follow-ups and reports
Estimate this →Member portal (web app)
Balances, statements and applications online
Estimate this →Portfolio command center
Live collections and arrears dashboard with AI briefings
Estimate this →Questions SACCOs and lenders ask
Do you replace our core banking system?
Can repayments be matched automatically?
Is this compliant with data protection rules?
Can we start small?
Ready to see it working for your business?
Book a free call, or open the estimator and price it yourself in under a minute.
Estimate my project →